Light core
Our smallest setup, covering the Light banking core and the Payment hub.
1,900EUR a month
9,500 EUR paid once for setup
- Accounts, payments and balances
- A back office with reports
- Add services later without starting over
Fourteen days between your first call and a live app.
There is no lengthy project and no army of consultants. Most of a launch is putting your brand on the engine and switching services on.
Your brandRH
Launch progress
Day 9 of 14
Week one
Shape agreed
4 NovDone
Brand applied
7 NovDone
Week two
Accounts switched on
10 NovDone
Test payments
11 NovIn progress
Team training
14 NovScheduled
First customers invited
16 NovScheduled
The fortnight, step by step
This is the usual pattern. Your own written plan arrives on day one.
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Days 1-2
Agree the shape
One working session with your team. You choose the app, the currencies and the features, and we write the one-page plan you will follow.
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Days 3-7
Put your brand on it
Your name, colours and logo go on the app, the cards and the messages. You review everything on a real phone before it moves on.
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Days 8-12
Switch on and test
Accounts are opened and test payments move real money. Your team gets to know the back office in a single afternoon.
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Days 13-14
Receive the keys
After this point the brand and the customers are yours to run, and our team keeps the platform running day and night.
Build it from scratch, or start on Quoin
Two roads to the same product, compared row by row.
| Area | Building it yourself | With Quoin |
|---|---|---|
| Time to market | 12 months or more | About two weeks |
| The apps | A team of developers and most of a year | Web and mobile apps in your brand, ready to switch on |
| Payment rails | Each one negotiated and connected separately | Already connected |
| Cards | A card programme project of its own | Your artwork, issued from day one |
| Running costs | Salaries, hosting and audits, for as long as you run it | One monthly fee, priced below |
What it costs
Pay once to launch, then monthly for the services you have switched on. Fees per payment follow one price list that you agree before you start.
The one most teams choose
Full app
The complete app. Runs business banking, personal banking and currency exchange.
4,900EUR a month
24,000 EUR paid once for setup
- Everything in Light core
- Cards in your own design
- Exchange between currencies at live rates
- Batch payments and approval steps for businesses
Full app with crypto
Adds the crypto bank and the crypto trading desk.
7,400EUR a month
36,000 EUR paid once for setup
- Everything in Full app
- Buy, keep and send crypto
- Custody with established partners
What the fees cover
So the quote you receive in writing never surprises you.
Included in setup
- Your brand on the app, cards and messages
- Accounts and rails switched on
- Test payments that move real money
- Training for your team, done in one afternoon
- A written, day-by-day launch plan
What the monthly fee includes
- The apps and the back office, kept running around the clock
- Updates at no extra cost
- Help from people who already know your setup
- New features switched on as you grow
Quoted separately
- A kind of app we have never built
- Screens or flows made only for you
- Integrations with software nobody else uses
The questions everyone asks
How long does a launch really take?
Around two weeks for a standard app. If the idea is unusual, you get a date on the first call.
Will we need a licence of our own?
The answer depends on what you launch and in which countries. We talk it through on the first call, without jargon.
Do we need developers?
Not for the standard app. If you want to build on top, there is one documented API, webhooks and a test environment.
Can we adjust things once we are live?
Yes. You can change features, colours and wording without starting a fresh project.
What does it cost?
Two parts: a setup fee, then a monthly fee, both listed above. Your exact quote follows in writing after the demo.
What if we outgrow our first setup?
Starting small and expanding later is how most teams do it.
How can money move in and out?
SEPA and SEPA Instant for euro payments, SWIFT for the rest of the world, plus card issuing.
Can we move over from an existing provider?
Yes. We map the migration on the first call and move the accounts over during the switch-on week.
Whose brand do customers see?
Yours. What your customers see, from the app to the cards to the emails, wears your brand.
What happens after launch?
From here the brand and the customers are yours. Quoin keeps the platform running around the clock.
Ready to put a date on it?
Book a demo and we will walk you through the plan for your own launch.
Book a demo
Or write to us at info@quoin.money