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Your brand on the front.
Our engine behind it.

Quoin is ready-made banking software for companies. We supply the accounts, cards, payments and customer checks. You bring the brand and the customers.

Building it yourself takes a year. Switching it on takes a fortnight.

  • 7ready-made apps to choose from
  • 60+services already wired in
  • 14 daystypical time from kickoff to the first payment
  • 3+currencies held out of the box, starting with EUR, GBP and USD

One engine underneath. Your name on top.

Three layers, and your customers only ever see the top one. The slow, expensive parts of launching a banking app sit below it, already built.

Your name on everything

Your customers see your name on the app, on the cards and in every message. Quoin stays behind the curtain.

  • The app
  • The cards
  • Emails and notifications
  • Statements

One engine, seven shapes

Business, consumer, crypto, exchange, trading desk, lean core or payments hub, all on the same engine. Every customer is identity-checked and screened before moving money, and edge cases land in a review queue for your team.

  • Accounts
  • Payments
  • Cards
  • Currency exchange
  • Crypto
  • Customer checks
  • Back office
  • For your developers

Rails already connected

SEPA, SEPA Instant and SWIFT are live, with card issuing on top. Nobody on your team negotiates them one by one.

  • SEPA
  • SEPA Instant
  • SWIFT
  • Card issuing
  • Custody partners

Seven apps on three setups. Pick the apps first.

Each app is a finished product with its own back office, not a template to assemble. You pay once to launch and monthly for what you use, and fees per payment follow a single list that you agree up front.

Not sure which fits? Compare all seven apps.

Want the prices? See the three setups.

Cards with your artwork on them.

Issue a virtual card the moment a customer signs up, and a physical one when they ask for it. Customers freeze, limit and track their cards in the app.

  • A virtual card the moment someone joins
  • Plastic cards printed with your artwork
  • Self-service freeze, limits and PIN changes

A back office your team can run from day one.

Approvals, customer profiles, statements and exports live in one place. Your team learns it in an afternoon during the switch-on week.

  • Approvals by two people
  • Search across every transaction
  • Exports for the regulator

Build it from scratch, or start on Quoin

Two roads to the same product, compared row by row.

AreaBuilding it yourselfWith Quoin
Time to market12 months or moreAbout two weeks
The appsA team of developers and most of a yearWeb and mobile apps in your brand, ready to switch on
Payment railsEach one negotiated and connected separatelyAlready connected
CardsA card programme project of its ownYour artwork, issued from day one
Back office and checksBuilt from zeroIncluded, and your team is trained
Running costsSalaries, hosting and audits, for as long as you run itOne monthly fee, priced openly

Fourteen days, mapped

Four stages from first call to live app. You get a written plan of your own on day one.

  1. Days 1-2

    Agree the shape

    One working session. You choose the app, the currencies and the features, and we write the one-page plan.

  2. Days 3-7

    Put your brand on it

    Your name, colours and logo go on every surface, and you check the result on a real phone.

  3. Days 8-12

    Switch on and test

    Accounts go live, test payments move real money, and your team spends an afternoon learning the back office.

  4. Days 13-14

    Receive the keys

    From here the brand and the customers are yours. Quoin keeps the platform running around the clock.

Questions teams ask first

How fast can we really launch?

About two weeks for a standard shape. If your idea is unusual, we give you a date on the first call.

Will we need a licence of our own?

The answer depends on what you launch and in which countries. We talk it through on the first call, without jargon.

Do we need developers?

Not for the standard app. If you want to build on top, there is one documented API, webhooks and a test environment.

What does it cost?

You pay once for setup and then monthly, from 1,900 EUR. The three setups and their prices are the launch page.

Can we adjust things once we are live?

Yes. Features, colours and wording can all change without kicking off a new project.

See it running with your name on it.

Book a demo and we will show you the app, branded as yours, within one working day.

Book a demo

Or write to us at info@quoin.money